# Tax Bracket Calculator

Created by Tibor Pál, PhD candidate
Reviewed by Dominik Czernia, PhD and Jack Bowater
Based on research by
Tax Foundation
Last updated: Jun 05, 2023

With our tax bracket calculator, you can easily check which tax bracket you are in and find the federal income tax on your income. Besides, for better insight, you can check how the final amount is computed and the final tax rate applied to your net income.

Read further, and we will show you the different tax brackets for 2020, 2021 and 2022 and explain how to calculate tax brackets so you can better understand how tax brackets work. In addition, since you can compute the effective tax rate on your income, you can also use the present tool as an income tax rate calculator.

If you would like to check how much tax would be on a lottery prize, check our lottery tax calculator or apply the sales tax calculator to compute the tax amount when you make a purchase.

## How do tax brackets work?

The federal government imposes the federal income tax for individuals in the United States and determines different tax rates depending on the income earned in a given year. The tax rates are applied to different income ranges, which form the so-called federal tax brackets. The structure of the US tax brackets conforms to the progressive tax system, which ensures that all taxpayers pay the same rates on the same levels of taxable income. Progressive taxation aims at reducing income inequality since people with lower incomes pay less tax.

Since real incomes change with the overall price level, the Internal Revenue Service (IRS) adjusts US income tax brackets year by year. Updating tax brackets helps avoid a so-called bracket creep, a situation when someone falls in a higher income tax bracket due to inflation. Until 2018 the IRS applied the Consumer Price Index (CPI) to measure inflation. However, with the Tax Cuts and Jobs Act of 2017, the IRS now employs the Chained Consumer Price Index (C-CPI) to adjust federal tax brackets.

## What tax bracket am I in? – How to apply the tax bracket calculator

It is straightforward to use the tax bracket calculator as you need to set only three parameters:

1. Choose the reference year you want to find your tax bracket for. For example, you might want to know what the tax bracket for 2020 is.
2. Set the filings status that applies to you.
3. Give the taxable net income you earned in the given year.
4. Add the total deductions to reduce the taxable income – Note that if you don't set a deduction or it is less than the standard deduction, the standard deduction will be considered.

You will see the result immediately after setting these variables below the income tax rate calculator. Moreover, you will see the relevant tax brackets and the effective tax rate on your total income, that is, the actual percentage of your income paid as federal income tax.

## What are the tax brackets for 2020? – Income tax brackets 2020

The following tables summarize the progressively applied income tax rates in each tax bracket for 2020. We used the same figures in our 2020 tax bracket calculator, but you can even compute your tax by hand if you want to double-check.

Single filers tax brackets 2020

Tax rate

Taxable income bracket

Tax owed

10%

$0 to$19,750

10% of taxable income

12%

$19,751 to$80,250

$1,975 plus 12% of the amount over$19,750

22%

$80,251 to$171,050

$9,235 plus 22% of the amount over$80,250

24%

$171,051 to$326,600

$29,211 plus 24% of the amount over$171,050

32%

$326,601 to$414,700

$66,543 plus 32% of the amount over$326,600

35%

$414,701 to$622,050

$94,735 plus 35% of the amount over$414,700

37%

$622,051 or more$167,307.50 plus 37% of the amount over $622,050 Married filing jointly tax brackets 2020 Tax rate Taxable income bracket Tax owed 10%$0 to $19,750 10% of taxable income 12%$19,751 to $80,250$1,975 plus 12% of the amount over $19,750 22%$80,251 to $171,050$9,235 plus 22% of the amount over $80,250 24%$171,051 to $326,600$29,211 plus 24% of the amount over $171,050 32%$326,601 to $414,700$66,543 plus 32% of the amount over $326,600 35%$414,701 to $622,050$94,735 plus 35% of the amount over $414,700 37%$622,051 or more

$167,307.50 plus 37% of the amount over$622,050

Married, filing separately tax brackets 2020

Tax rate

Taxable income bracket

Tax owed

10%

$0 to$9,875

10% of taxable income

12%

$9,876 to$40,125

$987.50 plus 12% of the amount over$9,875

22%

$40,126 to$85,525

$4,617.50 plus 22% of the amount over$40,125

24%

$85,526 to$163,300

$14,605.50 plus 24% of the amount over$85,525

32%

$163,301 to$207,350

$33,271.50 plus 32% of the amount over$163,300

35%

$207,351 to$311,025

$47,367.50 plus 35% of the amount over$207,350

37%

$311,026 or more$83,653.75 plus 37% of the amount over $311,025 Head of households tax brackets 2020 Tax rate Taxable income bracket Tax owed 10%$0 to $14,100 10% of taxable income 12%$14,101 to $53,700$1,410 plus 12% of the amount over $14,100 22%$53,701 to $85,500$6,162 plus 22% of the amount over $53,700 24%$85,501 to $163,300$13,158 plus 24% of the amount over $85,500 32%$163,301 to $207,350$31,830 plus 32% of the amount over $163,300 35%$207,351 to $518,400$45,926 plus 35% of the amount over $207,350 37%$518,401 or more

$154,793.50 plus 37% of the amount over$518,400

## What are the tax brackets for 2021? – Income tax brackets 2021

The following tables represent the income tax rates in different tax brackets we used in the 2021 tax brackets calculator.

Single filers tax brackets 2021

10%

$0 to$9,950

10% of taxable income

12%

$9,951 to$40,525

$995 plus 12% of the amount over$9,950

22%

$40,526 to$86,375

$4,664 plus 22% of the amount over$40,525

24%

$86,376 to$164,925

$14,751 plus 24% of the amount over$86,375

32%

$164,926 to$209,425

$33,603 plus 32% of the amount over$164,925

35%

$209,426 to$523,600

$47,843 plus 35% of the amount over$209,425

37%

$523,601 or more$157,804.25 plus 37% of the amount over $523,600 Married, filing jointly tax brackets 2021 Tax rate Taxable income bracket Tax owed 10%$0 to $19,900 10% of taxable income 12%$19,901 to $81,050$1,990 plus 12% of the amount over $19,900 22%$81,051 to $172,750$9,328 plus 22% of the amount over $81,050 24%$172,751 to $329,850$29,502 plus 24% of the amount over $172,750 32%$329,851 to $418,850$67,206 plus 32% of the amount over $329,850 35%$418,851 to $628,300$95,686 plus 35% of the amount over $418,850 37%$628,301 or more

$168,993.50 plus 37% of the amount over$628,300

Married, filing separately tax brackets 2021

Tax rate

Taxable income bracket

Tax owed

10%

$0 to$9,950

10% of taxable income

12%

$9,951 to$40,525

$995 plus 12% of the amount over$9,950

22%

$40,526 to$86,375

$4,664 plus 22% of the amount over$40,525

24%

$86,376 to$164,925

$14,751 plus 24% of the amount over$86,375

32%

$164,926 to$209,425

$33,603 plus 32% of the amount over$164,925

35%

$209,426 to$314,150

$47,843 plus 35% of the amount over$209,425

37%

$314,151 or more$84,496.75 plus 37% of the amount over $314,150 Head of households tax brackets 2021 Tax rate Taxable income bracket Tax owed 10%$0 to $14,200 10% of taxable income 12%$14,201 to $54,200$1,420 plus 12% of the amount over $14,200 22%$54,201 to $86,350$6,220 plus 22% of the amount over $54,200 24%$86,351 to $164,900$13,293 plus 24% of the amount over $86,350 32%$164,901 to $209,400$32,145 plus 32% of the amount over $164,900 35%$209,401 to $523,600$46,385 plus 35% of the amount over $209,400 37%$523,601 or more

$156,355 plus 37% of the amount over$523,600

## What are the tax brackets for 2022? – Income tax brackets 2022

The following tables represent the income tax rates in different tax brackets we used in the 2022 tax brackets calculator.

Single filers tax brackets 2022

Tax rate

Taxable income bracket

Tax owed

10%

$0 to$10,275

10% of taxable income

12%

$10,276 to$41,775

$1,027.50 plus 12% of the amount over$10,275

22%

$41,776 to$89,075

$4,807.50 plus 22% of the amount over$41,775

24%

$89,076 to$170,050

$15,213.50 plus 24% of the amount over$89,075

32%

$170,051 to$215,950

$34,647.50 plus 32% of the amount over$170,050

35%

$215,951 to$539,900

$49,335.50 plus 35% of the amount over$215,950

37%

$539,901 or more$162,718 plus 37% of the amount over $539,900 Married, filing jointly tax brackets 2022 Tax rate Taxable income bracket Taxes owed 10%$0 to $20,550 10% of taxable income 12%$20,551 to $83,550$2,055 plus 12% of the amount over $20,550 22%$83,551 to $178,150$9,615 plus 22% of the amount over $83,550 24%$178,151 to $340,100$30,427 plus 24% of the amount over $178,150 32%$340,101 to $431,900$69,295 plus 32% of the amount over $340,100 35%$431,901 to $647,850$98,671 plus 35% of the amount over $431,900 37%$647,851 or more

$174,253.50 plus 37% of the amount over$647,850

Married, filing separately tax brackets 2022

Tax rate

Taxable income bracket

Taxes owed

10%

$0 to$10,275

10% of taxable income

12%

$10,276 to$41,775

$1,027.50 plus 12% of the amount over$10,275

22%

$41,776 to$89,075

$4,807.50 plus 22% of the amount over$41,775

24%

$89,076 to$170,050

$15,213.50 plus 24% of the amount over$89,075

32%

$170,051 to$215,950

$34,647.50 plus 32% of the amount over$170,050

35%

$215,951 to$323,925

$49,335.50 plus 35% of the amount over$215,950

37%

$323,926 or more$87,126.75 plus 37% of the amount over $323,925 Head of households tax brackets 2022 Tax rate Taxable income bracket Tax owed 10%$0 to $14,650 10% of taxable income 12%$14,651 to $55,900$1,465 plus 12% of the amount over $14,650 22%$55,901 to $89,050$6,415 plus 22% of the amount over $55,900 24%$89,051 to $170,050$13,708 plus 24% of the amount over $89,050 32%$170,051 to $215,950$33,148 plus 32% of the amount over $170,050 35%$215,951 to $539,900$47,836 plus 35% of the amount over $215,950 37%$539,901 or more

$161,218.50 plus 37% of the amount over$539,900

## What are the standard deductions?

The standard deduction reduces your taxable income leading to a lower federal tax bill. The following tables represent the standard deductions in different tax brackets. If your standard deduction exceeds the total of the itemized deductions, it makes sense to claim the standard deduction.

Standard deduction 2020

Filing status

2020 standard deduction

Single

$12,400 Married filing jointly$24,800

Married filing separately

$12,400 Head of household$18,650

Standard deduction 2021

Filing status

2021 standard deduction

Single

$12,550 Married filing jointly$25,100

Married filing separately

$12,550 Head of household$18,800

Standard deduction 2022

Filing status

2022 standard deduction

Single

$12,950 Married filing jointly$25,900

Married filing separately

$12,950 Head of household$19,400

## FAQ

### Why tax brackets are constructed?

The US government created the federal income tax brackets to tax people with higher income levels differently. This type of system is called progressive taxation, which aims at reducing income inequalities in a given country.

### What tax bracket am I in if my income was $30,000 in 2021? If your income was$30,000 in 2021 and you are a single filing, your income falls into the following two tax brackets:

• Between $0-$9,950 – $9,950 of your income is taxed at a 10% rate, which is$995; and
• Between $9,951-$40,525 – The remaining $20,050 of your income is taxed at a 12% rate, which is$2,406.

In total, your federal income tax will be $3,401. ### What tax bracket am I in if my income was$50,000 in 2021?

If your income was $50,000 in 2021 and you are a single filing, your income falls into the following three tax brackets: • Between$0-$9,950 –$9,950 of your income is taxed at a 10% rate, which is $995; • Between$9,951-$40,525 –$30,575 of your income is taxed at a 12%, which is $3,669; and • Between$40,526-$50,000 – The remaining$9,475 of your income is taxed at a 22% rate, which is $2,085. In total, your federal income tax will be$6,749.

### What tax bracket am I in if my income was $100,000 in 2021 and I'm married, filing jointly? If your income was$100,000 in 2021 and you are married and filing jointly, your income falls into the following three tax brackets:

• Between $0-$19,900 – $19,900 of your income is taxed at a 10% rate, which is$1,990;
• Between $19,901-$81,050 – $61,150 of your income is taxed at a 12% rate, which is$7,338; and
• Between $81,051-$100,000 – The remaining $18,950 of your income is taxed at a 22% rate, which is$4,169.

In total, your federal income tax will be $13,497. ## Tax bracket calculator disclaimer You should consider the tax bracket calculator as a model for approximation. All payment figures are estimates based on the data you provided in the specifications that are, despite our best effort, not exhaustive. For this reason, we created the calculator for instructional purposes only. Still, if you experience a relevant drawback or encounter an inaccuracy, we are always pleased to receive useful feedback and advice. Tibor Pál, PhD candidate Year 2021 Filing status Single Total taxable income$
Deductions
\$
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