Tax Bracket Calculator
- How do tax brackets work?
- What tax bracket am I in? – How to apply the tax bracket calculator
- What are the tax brackets for 2020? – Income tax brackets 2020
- What are the tax brackets for 2021? – Income tax brackets 2021
- What are the tax brackets for 2022? – Income tax brackets 2022
- What are the standard deductions?
- FAQ
- Tax bracket calculator disclaimer
With our tax bracket calculator, you can easily check which tax bracket you are in and find the federal income tax on your income. Besides, for better insight, you can check how the final amount is computed and the final tax rate applied to your net income.
Read further, and we will show you the different tax brackets for 2020, 2021 and 2022 and explain how to calculate tax brackets so you can better understand how tax brackets work. In addition, since you can compute the effective tax rate on your income, you can also use the present tool as an income tax rate calculator.
If you would like to check how much tax would be on a lottery prize, check our lottery tax calculator or apply the sales tax calculator to compute the tax amount when you make a purchase.
How do tax brackets work?
The federal government imposes the federal income tax for individuals in the United States and determines different tax rates depending on the income earned in a given year. The tax rates are applied to different income ranges, which form the so-called federal tax brackets. The structure of the US tax brackets conforms to the progressive tax system, which ensures that all taxpayers pay the same rates on the same levels of taxable income. Progressive taxation aims at reducing income inequality since people with lower incomes pay less tax.
Since real incomes change with the overall price level, the Internal Revenue Service (IRS) adjusts US income tax brackets year by year. Updating tax brackets helps avoid a so-called bracket creep, a situation when someone falls in a higher income tax bracket due to inflation. Until 2018 the IRS applied the Consumer Price Index (CPI) to measure inflation. However, with the Tax Cuts and Jobs Act of 2017, the IRS now employs the Chained Consumer Price Index (C-CPI) to adjust federal tax brackets.
What tax bracket am I in? – How to apply the tax bracket calculator
It is straightforward to use the tax bracket calculator as you need to set only three parameters:
- Choose the reference year you want to find your tax bracket for. For example, you might want to know what the tax bracket for 2020 is.
- Set the filings status that applies to you.
- Give the taxable net income you earned in the given year.
- Add the total deductions to reduce the taxable income – Note that if you don't set a deduction or it is less than the standard deduction, the standard deduction will be considered.
You will see the result immediately after setting these variables below the income tax rate calculator. Moreover, you will see the relevant tax brackets and the effective tax rate on your total income, that is, the actual percentage of your income paid as federal income tax.
What are the tax brackets for 2020? – Income tax brackets 2020
The following tables summarize the progressively applied income tax rates in each tax bracket for 2020. We used the same figures in our 2020 tax bracket calculator, but you can even compute your tax by hand if you want to double-check.
Single filers tax brackets 2020
Tax rate | Taxable income bracket | Tax owed |
|---|---|---|
10% | $0 to $19,750 | 10% of taxable income |
12% | $19,751 to $80,250 | $1,975 plus 12% of the amount over $19,750 |
22% | $80,251 to $171,050 | $9,235 plus 22% of the amount over $80,250 |
24% | $171,051 to $326,600 | $29,211 plus 24% of the amount over $171,050 |
32% | $326,601 to $414,700 | $66,543 plus 32% of the amount over $326,600 |
35% | $414,701 to $622,050 | $94,735 plus 35% of the amount over $414,700 |
37% | $622,051 or more | $167,307.50 plus 37% of the amount over $622,050 |
Married filing jointly tax brackets 2020
Tax rate | Taxable income bracket | Tax owed |
|---|---|---|
10% | $0 to $19,750 | 10% of taxable income |
12% | $19,751 to $80,250 | $1,975 plus 12% of the amount over $19,750 |
22% | $80,251 to $171,050 | $9,235 plus 22% of the amount over $80,250 |
24% | $171,051 to $326,600 | $29,211 plus 24% of the amount over $171,050 |
32% | $326,601 to $414,700 | $66,543 plus 32% of the amount over $326,600 |
35% | $414,701 to $622,050 | $94,735 plus 35% of the amount over $414,700 |
37% | $622,051 or more | $167,307.50 plus 37% of the amount over $622,050 |
Married, filing separately tax brackets 2020
Tax rate | Taxable income bracket | Tax owed |
|---|---|---|
10% | $0 to $9,875 | 10% of taxable income |
12% | $9,876 to $40,125 | $987.50 plus 12% of the amount over $9,875 |
22% | $40,126 to $85,525 | $4,617.50 plus 22% of the amount over $40,125 |
24% | $85,526 to $163,300 | $14,605.50 plus 24% of the amount over $85,525 |
32% | $163,301 to $207,350 | $33,271.50 plus 32% of the amount over $163,300 |
35% | $207,351 to $311,025 | $47,367.50 plus 35% of the amount over $207,350 |
37% | $311,026 or more | $83,653.75 plus 37% of the amount over $311,025 |
Head of households tax brackets 2020
Tax rate | Taxable income bracket | Tax owed |
|---|---|---|
10% | $0 to $14,100 | 10% of taxable income |
12% | $14,101 to $53,700 | $1,410 plus 12% of the amount over $14,100 |
22% | $53,701 to $85,500 | $6,162 plus 22% of the amount over $53,700 |
24% | $85,501 to $163,300 | $13,158 plus 24% of the amount over $85,500 |
32% | $163,301 to $207,350 | $31,830 plus 32% of the amount over $163,300 |
35% | $207,351 to $518,400 | $45,926 plus 35% of the amount over $207,350 |
37% | $518,401 or more | $154,793.50 plus 37% of the amount over $518,400 |
What are the tax brackets for 2021? – Income tax brackets 2021
The following tables represent the income tax rates in different tax brackets we used in the 2021 tax brackets calculator.
Single filers tax brackets 2021
10% | $0 to $9,950 | 10% of taxable income |
|---|---|---|
12% | $9,951 to $40,525 | $995 plus 12% of the amount over $9,950 |
22% | $40,526 to $86,375 | $4,664 plus 22% of the amount over $40,525 |
24% | $86,376 to $164,925 | $14,751 plus 24% of the amount over $86,375 |
32% | $164,926 to $209,425 | $33,603 plus 32% of the amount over $164,925 |
35% | $209,426 to $523,600 | $47,843 plus 35% of the amount over $209,425 |
37% | $523,601 or more | $157,804.25 plus 37% of the amount over $523,600 |
Married, filing jointly tax brackets 2021
Tax rate | Taxable income bracket | Tax owed |
|---|---|---|
10% | $0 to $19,900 | 10% of taxable income |
12% | $19,901 to $81,050 | $1,990 plus 12% of the amount over $19,900 |
22% | $81,051 to $172,750 | $9,328 plus 22% of the amount over $81,050 |
24% | $172,751 to $329,850 | $29,502 plus 24% of the amount over $172,750 |
32% | $329,851 to $418,850 | $67,206 plus 32% of the amount over $329,850 |
35% | $418,851 to $628,300 | $95,686 plus 35% of the amount over $418,850 |
37% | $628,301 or more | $168,993.50 plus 37% of the amount over $628,300 |
Married, filing separately tax brackets 2021
Tax rate | Taxable income bracket | Tax owed |
|---|---|---|
10% | $0 to $9,950 | 10% of taxable income |
12% | $9,951 to $40,525 | $995 plus 12% of the amount over $9,950 |
22% | $40,526 to $86,375 | $4,664 plus 22% of the amount over $40,525 |
24% | $86,376 to $164,925 | $14,751 plus 24% of the amount over $86,375 |
32% | $164,926 to $209,425 | $33,603 plus 32% of the amount over $164,925 |
35% | $209,426 to $314,150 | $47,843 plus 35% of the amount over $209,425 |
37% | $314,151 or more | $84,496.75 plus 37% of the amount over $314,150 |
Head of households tax brackets 2021
Tax rate | Taxable income bracket | Tax owed |
|---|---|---|
10% | $0 to $14,200 | 10% of taxable income |
12% | $14,201 to $54,200 | $1,420 plus 12% of the amount over $14,200 |
22% | $54,201 to $86,350 | $6,220 plus 22% of the amount over $54,200 |
24% | $86,351 to $164,900 | $13,293 plus 24% of the amount over $86,350 |
32% | $164,901 to $209,400 | $32,145 plus 32% of the amount over $164,900 |
35% | $209,401 to $523,600 | $46,385 plus 35% of the amount over $209,400 |
37% | $523,601 or more | $156,355 plus 37% of the amount over $523,600 |
What are the tax brackets for 2022? – Income tax brackets 2022
The following tables represent the income tax rates in different tax brackets we used in the 2022 tax brackets calculator.
Single filers tax brackets 2022
Tax rate | Taxable income bracket | Tax owed |
|---|---|---|
10% | $0 to $10,275 | 10% of taxable income |
12% | $10,276 to $41,775 | $1,027.50 plus 12% of the amount over $10,275 |
22% | $41,776 to $89,075 | $4,807.50 plus 22% of the amount over $41,775 |
24% | $89,076 to $170,050 | $15,213.50 plus 24% of the amount over $89,075 |
32% | $170,051 to $215,950 | $34,647.50 plus 32% of the amount over $170,050 |
35% | $215,951 to $539,900 | $49,335.50 plus 35% of the amount over $215,950 |
37% | $539,901 or more | $162,718 plus 37% of the amount over $539,900 |
Married, filing jointly tax brackets 2022
Tax rate | Taxable income bracket | Taxes owed |
|---|---|---|
10% | $0 to $20,550 | 10% of taxable income |
12% | $20,551 to $83,550 | $2,055 plus 12% of the amount over $20,550 |
22% | $83,551 to $178,150 | $9,615 plus 22% of the amount over $83,550 |
24% | $178,151 to $340,100 | $30,427 plus 24% of the amount over $178,150 |
32% | $340,101 to $431,900 | $69,295 plus 32% of the amount over $340,100 |
35% | $431,901 to $647,850 | $98,671 plus 35% of the amount over $431,900 |
37% | $647,851 or more | $174,253.50 plus 37% of the amount over $647,850 |
Married, filing separately tax brackets 2022
Tax rate | Taxable income bracket | Taxes owed |
|---|---|---|
10% | $0 to $10,275 | 10% of taxable income |
12% | $10,276 to $41,775 | $1,027.50 plus 12% of the amount over $10,275 |
22% | $41,776 to $89,075 | $4,807.50 plus 22% of the amount over $41,775 |
24% | $89,076 to $170,050 | $15,213.50 plus 24% of the amount over $89,075 |
32% | $170,051 to $215,950 | $34,647.50 plus 32% of the amount over $170,050 |
35% | $215,951 to $323,925 | $49,335.50 plus 35% of the amount over $215,950 |
37% | $323,926 or more | $87,126.75 plus 37% of the amount over $323,925 |
Head of households tax brackets 2022
Tax rate | Taxable income bracket | Tax owed |
|---|---|---|
10% | $0 to $14,650 | 10% of taxable income |
12% | $14,651 to $55,900 | $1,465 plus 12% of the amount over $14,650 |
22% | $55,901 to $89,050 | $6,415 plus 22% of the amount over $55,900 |
24% | $89,051 to $170,050 | $13,708 plus 24% of the amount over $89,050 |
32% | $170,051 to $215,950 | $33,148 plus 32% of the amount over $170,050 |
35% | $215,951 to $539,900 | $47,836 plus 35% of the amount over $215,950 |
37% | $539,901 or more | $161,218.50 plus 37% of the amount over $539,900 |
What are the standard deductions?
The standard deduction reduces your taxable income leading to a lower federal tax bill. The following tables represent the standard deductions in different tax brackets. If your standard deduction exceeds the total of the itemized deductions, it makes sense to claim the standard deduction.
Standard deduction 2020
Filing status | 2020 standard deduction |
|---|---|
Single | $12,400 |
Married filing jointly | $24,800 |
Married filing separately | $12,400 |
Head of household | $18,650 |
Standard deduction 2021
Filing status | 2021 standard deduction |
|---|---|
Single | $12,550 |
Married filing jointly | $25,100 |
Married filing separately | $12,550 |
Head of household | $18,800 |
Standard deduction 2022
Filing status | 2022 standard deduction |
|---|---|
Single | $12,950 |
Married filing jointly | $25,900 |
Married filing separately | $12,950 |
Head of household | $19,400 |
FAQ
Why tax brackets are constructed?
The US government created the federal income tax brackets to tax people with higher income levels differently. This type of system is called progressive taxation, which aims at reducing income inequalities in a given country.
What tax bracket am I in if my income was $30,000 in 2021?
If your income was $30,000 in 2021 and you are a single filing, your income falls into the following two tax brackets:
- Between $0-$9,950 – $9,950 of your income is taxed at a 10% rate, which is $995; and
- Between $9,951-$40,525 – The remaining $20,050 of your income is taxed at a 12% rate, which is $2,406.
In total, your federal income tax will be $3,401.
What tax bracket am I in if my income was $50,000 in 2021?
If your income was $50,000 in 2021 and you are a single filing, your income falls into the following three tax brackets:
- Between $0-$9,950 – $9,950 of your income is taxed at a 10% rate, which is $995;
- Between $9,951-$40,525 – $30,575 of your income is taxed at a 12%, which is $3,669; and
- Between $40,526-$50,000 – The remaining $9,475 of your income is taxed at a 22% rate, which is $2,085.
In total, your federal income tax will be $6,749.
What tax bracket am I in if my income was $100,000 in 2021 and I'm married, filing jointly?
If your income was $100,000 in 2021 and you are married and filing jointly, your income falls into the following three tax brackets:
- Between $0-$19,900 – $19,900 of your income is taxed at a 10% rate, which is $1,990;
- Between $19,901-$81,050 – $61,150 of your income is taxed at a 12% rate, which is $7,338; and
- Between $81,051-$100,000 – The remaining $18,950 of your income is taxed at a 22% rate, which is $4,169.
In total, your federal income tax will be $13,497.
Tax bracket calculator disclaimer
You should consider the tax bracket calculator as a model for approximation. All payment figures are estimates based on the data you provided in the specifications that are, despite our best effort, not exhaustive.
For this reason, we created the calculator for instructional purposes only. Still, if you experience a relevant drawback or encounter an inaccuracy, we are always pleased to receive useful feedback and advice.